You deserve the best mortgage terms. We will negotiate them for you, saving you time and money.

Current lowest mortgages start at rate 1.39% and entirely free of charge.

We state actual bank rates, we are able to negotiate better terms.

We guarantee you the best current terms with all mortgage banks.

Call us on +420 775 115 118
or please send a question

American mortgage

American mortgage

Entering calculation

An American mortgage is a non-purpose mortgage or a type of loan that can also be used to fund movable property. This way you can buy a car on credit, for example.

CZK/month
CZK
%
CZK

LTV is % (mortgage amount and value ratio)

1 year
40 years
1 year
30 years
years

Minimum 1 year, maximum 40 years

CZK/month

Maximum monthly instalment

years
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American mortgage

Selecting calculation and specification

I am searching for the best mortgage loans

1st step of 2

Please choose a calculation that is suitable for you from the offer.
(standard bank rates are displayed)

To get more advantageous offer

Fill in the detailed form
The entered rate of interest seems to be advantageous. Fill in our inquiry form and we can try to negotiate even better conditions for you.

Totální hypotéka

Novinka

Odložení čerpání
až 1 rok

Fixace
až na 10 let

Typ úvěru
kombinovaný

Výše úvěru
nad průměrem trhu

Minimum income required
Help The calculation of income counts with 2 adults and 2 children. Use the extended form below to get a custom calculation.

nižší nároky na příjem

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{{offer.type === 'sample' ? 'Common rate' : offer.banka}}


Instalment
{{offer.splatka}}

Interest rate
{{offer.urok}}

Mortgage term
{{offer.splatnost}} {{offer.splatnost == 1 ? 'rok' : (offer.splatnost > 1 && offer.splatnost < 5 ? 'roky' : 'let')}}

APR
{{offer.RPSN}}

Minimum income required
Help The calculation of income counts with 2 adults and 2 children. Use the extended form below to get a custom calculation.

{{offer.minimalni_prijem}}

Show repayment schedule

Please fill in to see more offers

Fill in
Fill in

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Terms of the Hypotecnikalkulacka.cz portal.

Unfortunately the given parameters did not match any offers. Please edit your entry or fill in our inquiry form. We will do our best to find you a suitable solution.
Send the calculation by email Error Sent off to

2. step of 2

Would you like to obtain better rates and terms?

Specify any information that would help us negotiate them for you.
The offer is not binding and all our services are free!

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Purpose of the mortgage
Help If you are considering building your own house, please select 'build or restore'.

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Type of acquired property

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Intention
Help With funds from the lease you can lower the interest rate.

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Source of income
Help If there are more applicants, please indicate the source of income of the main applicant.

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Do you have your own resources?
Help With some banks, own resources can contribute significantly to obtaining a lower rate.

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The sum of all monthly obligations
Help Souhrn všech měsíčních splátek úvěrových produktů či alimentů (kromě splátek kreditní karty, kontokorentu či jiných závazků, např. typu pojištění).
Pokud nemáte žádné závazky, uveďte: 0

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CZK

Origin of commitments

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Your current bank
Help Banking house where you have your current account.

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Number of applicants
Help Více žadatelů může snížit úrokovou sazbu a přispět k rychlejšímu průběhu schválení Vaší hypotéky.
Počet žadatelů může být maximálně 4.

Postcode
Help The offer for you will be made by an agent that is closest to you.

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Name and surname

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Email

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Contact phone number

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Note to the adviser

We protect your personal information in accordance with Act No. 101/2000 Coll. Your data is used exclusively to draw up an offer.

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I want a tentative loan offer

Why we do things differently?

Today there are better ways how to solve the housing financing – does your consultant know about them?

We are always guided by what is the best for client.

We also negotiate better other terms of new mortgage.

Our brokers are winners of demanding selection procedure – their quality and experiences are guaranteed.

More about service

We compare the offers of all mortgage banks in the Czech Republic for you

ČSOB
Česka Spořitelna
Equabank
Raiffeisen bank
Wüstenrot
Hypoteční banka
MONETA Money bank
Oberbank
Sberbank
Expobank
mBank
Unicredit Bank
Komerční banka
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