You deserve the best mortgage terms. We will negotiate them for you, saving you time and money.

We state actual bank rates, we are able to negotiate better terms.

We guarantee you the best current terms with all mortgage banks.

The interest rates offered by us are below the market average in the long term.

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American mortgage

American mortgage

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An American mortgage is a non-purpose mortgage or a type of loan that can also be used to fund movable property. This way you can buy a car on credit, for example.


LTV is % (mortgage amount and value ratio)

1 year
40 years
1 year
30 years

Minimum 1 year, maximum 40 years


Maximum monthly instalment

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American mortgage

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I am searching for the best mortgage loans

Calculate your mortgage amount after October 2018



Maximum mortgage amount

2 700 000 CZK

Maximum monthly installment

11 250 CZK

According to CNB recommendations the purchase price of the property should not be higher than 3 375 000 CZK.

Own funds of 20 % are 540 000 CZK and will increase the chance of getting a mortgage. Individual banks may exceed the limits under certain conditions by 5 %.

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Zadaná úroková sazba se zdá být výhodná. Pokud nemáte veškeré podklady v bance, zkuste vyplnit náš poptávkový formulář, pokusíme se pro Vás vyjednat výhodnější podmínky.

Totální hypotéka


Odložení čerpání
až 1 rok

až na 10 let

Typ úvěru

Výše úvěru
nad průměrem trhu

Minimum income required
Help The calculation of income counts with 2 adults and 2 children. Use the extended form below to get a custom calculation.

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Interest rate

Mortgage term
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Minimum income required
Help The calculation of income counts with 2 adults and 2 children. Use the extended form below to get a custom calculation.


Show repayment schedule

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Purpose of the mortgage
Help If you are considering building your own house, please select 'build or restore'.

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Type of acquired property

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Help With funds from the lease you can lower the interest rate.

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Source of income
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Do you have your own resources?
Help With some banks, own resources can contribute significantly to obtaining a lower rate.

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The sum of all monthly obligations
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Origin of commitments

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Your current bank
Help Banking house where you have your current account.

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Number of applicants
Help Více žadatelů může snížit úrokovou sazbu a přispět k rychlejšímu průběhu schválení Vaší hypotéky.
Počet žadatelů může být maximálně 4.

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Note to the adviser

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Why we do things differently?

Today there are better ways how to solve the housing financing – does your consultant know about them?

We are always guided by what is the best for client.

We also negotiate better other terms of new mortgage.

Our brokers are winners of demanding selection procedure – their quality and experiences are guaranteed.

More about service

We compare the offers of all mortgage banks in the Czech Republic for you

Česka Spořitelna
Raiffeisen bank
Hypoteční banka
MONETA Money bank
Unicredit Bank
Komerční banka

Mortgage limits

Maximum mortgage amount

Calculate Learn more
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